UK Stamp Duty Calculator
Work out the Stamp Duty Land Tax (SDLT) on any UK property purchase in seconds. Covers standard buyers, first-time buyers, additional properties, non-residential purchases and the non-UK resident surcharge. Free, instant, no signup.
How is stamp duty calculated?
SDLT is a tiered tax: you pay each rate only on the portion of the price that falls inside its band, not the whole price. For a standard residential purchase in England or Northern Ireland the bands are:
| Portion of price | SDLT rate |
|---|---|
| Up to £125,000 | 0% |
| £125,001 to £250,000 | 2% |
| £250,001 to £925,000 | 5% |
| £925,001 to £1.5 million | 10% |
| Above £1.5 million | 12% |
First-time buyers, additional-property buyers and non-residential purchases use different scales, and the calculator applies the right one automatically. Rates shown are effective April 2025 and apply to England and Northern Ireland (Scotland uses LBTT, Wales uses LTT).
Stamp duty FAQs
How much is stamp duty in the UK?
Stamp Duty Land Tax (SDLT) is charged in bands. For a standard residential purchase you pay nothing on the first £125,000, 2% on the portion to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above that. Use the calculator above for an exact figure on your purchase price.
Do first-time buyers pay stamp duty?
First-time buyers pay no SDLT on the first £300,000 and 5% on the portion from £300,000 to £500,000, provided the property costs £625,000 or less. Above £625,000 the standard rates apply with no first-time-buyer relief.
What is the stamp duty surcharge on a second home?
Buying an additional property, such as a second home or a buy-to-let, adds a 5% surcharge on top of the standard SDLT rates across the whole purchase price. Select 'Additional property' in the calculator to include it.
Is there extra stamp duty for non-UK residents?
Yes. Non-UK residents pay a 2% surcharge on top of the applicable SDLT rate when buying residential property in England or Northern Ireland. Tick the 'Non-UK resident' box to add it.
How is stamp duty on land or commercial property calculated?
Non-residential and mixed-use purchases (including most land) use a separate scale: 0% to £150,000, 2% from £150,000 to £250,000, and 5% above £250,000. Choose 'Non-residential' in the calculator for these rates.
Does this calculator cover Scotland and Wales?
No. SDLT applies to England and Northern Ireland only. Scotland charges Land and Buildings Transaction Tax (LBTT) and Wales charges Land Transaction Tax (LTT), which use different bands. This calculator is for SDLT.
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